Life Insurance Policy Health Check

Life insurance is an asset.

Once you have purchased a term, variable, index UL, universal life, or whole life policy, it must be periodically reviewed. A policy health check can identify changes in guarantees and projections of value.  Without periodic reviews, a premature lapse is more than likely to occur.  Due to the declining interest rate environment, over the last 10 years, policies are not meeting the original guarantees nor projections.  Let Calderwood Financial put its experience to work helping you with:

  • Life Insurance Policy Analysis
  • Company Negotiation and Inforce Ledger Review


Guarantees are subject to the claims paying ability of the issuer.