Qualified retirement plans can be a key component for successful business owners to help reduce tax liablility through “tax deductible” contributions.  A retirement plan analysis by Calderwood Financial is a valuable tool for business owners.


A 401(K) plan is a self-directed, qualified retirement plan established by an employer to provide future retirement benefits for employees.  Employee contributions are made on a pre-tax basis and/or after tax basis. Employer contributions are tax deductible.

Our focus:

  • Safe Harbor Provision Analysis
  • Profit Sharing Analysis